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Home > Planning For... > Life Events > Survivor's Guide > Paying for a Funeral

Paying for a Funeral

Once you've contacted us and filed a death claim, we can begin the claim process. In most cases, we can pay funeral expenses directly, subtracting those expenses from the benefit amount and leaving you free from the obligation of writing checks. Or, if you choose, we can provide you with a "checkbook" to use in paying for funeral expenses.

The cost of a funeral can vary greatly depending on the plans you wish to make for the service. Funeral homes are obligated by law to provide price lists over the phone of all available services. Although you are undoubtedly pressed for time, you would be best served to call at least two funeral homes to compare prices. And be sure to compare package prices, not just individual service prices. Most funeral homes should have separate price lists for general services, caskets, and outer burial containers. Only by using all three lists can you accurately evaluate the total costs and be able to compare prices.

If the deceased's wishes were to have a simple, inexpensive burial, ask your funeral director about Immediate Burial or Direct Cremation. These are cost effective yet dignified ways to put a loved one to rest.

For a detailed description of average funeral expenses, visit the following web sites.

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Content is for informational purposes only and may not accurately reflect your specific situation. Information is not intended to provide financial, legal, tax, or accounting advice. You should consult a qualified advisor for advice specific to your own circumstances.



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